TRANSPARENT PRICING

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Everything you need to scale your business globally from day one, all in one account. No monthly fees.
More than 100 employees or large transaction volumes or in Web3/Crypto/Fund Management firms?
Talk to sales
Get started 100% online, open to international businesses
Funds safeguarded with Tier-1 banks in Singapore
No minimum balances or monthly fees

Trusted by over 15,000 modern businesses

The All-in-one Finance OS

With transparent and market-leading transaction fees and rates
TRANSFERS
Local transfers
Local SGD, IDR, USD, EUR, and GBP transfers via BI-FAST/SKN/LLG/ACH/SEPA/FPS/CHAPS
International transfers
Convert up to 30+ currencies with upfront and transparent fees
CARDS
Virtual cards
Issue cards instantly. Works with Apple Pay, Google Pay
Physical cards
Issue cards instantly. Works with Apple Pay, Google Pay
International card payments
Spend directly in USD, IDR and SGD. Or pay with best rates
Cashback
Stretch your dollar with uncapped cashback
ACCEPTANCE
Online Payments
Receive payments via bank transfers, cards, virtual accounts, retail outlets and e-wallets
TRANSFERS
Unlimited
Transparent FX rates
up to 3x cheaper than banks 
SWIFT fees as low as USD $8
TRANSFERS
Unlimited
1 included per user
Best rates with zero fees
up to 2x cheaper than banks
Unlimited 1% cashback
on digital advertising & SaaS
TRANSFERS
Coming Soon
USERS
Admin or finance user
Scale your processes inviting users to help with approvals and bookkeeping
Employee user
Onboard employees with the right level of access. Issue employee cards or reimburse claims directly
TRANSFERS
2 included
$9/month/additional user
10 included
$5/month/additional user
SOFTWARE
Invoice receivables
Collect revenue with ease with integrated receivables, automatically reconciled
Invoice payables
Pay your bills on time, without errors with smart invoice-capture and integrated payables management
Claims
Reimburse your global workforce, anytime anywhere
Budgets
Enforceable budgets to control spend across teams or projects
TRANSFERS
Unlimited
Unlimited
Unlimited
Unlimited
INTEGRATIONS
Direct account statement sync
Sync your bank feed hourly, no more manual uploads
Advance payables sync
Capture invoice details including line items and attachments with automatic reconciliation
Advance expenses sync
Sync expenses and receipts with automatic reconciliation
Custom CSV Exports
Choose your preferred format, reduce manual adjustments
APIs
Scale your process, connect Aspire to your preferred software
TRANSFERS

Enterprise solutions

For companies which have more than 100 employees or large payment volumes, our team of specialists can help you make the best use out of Aspire
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Dedicated account manager
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Netsuite integration
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Use Aspire API
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Advance analytics
Talk to sales
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Dedicated account manager
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Netsuite integration
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Use Aspire API
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Advance analytics

Open your free account today

Trusted by 15,000+ modern businesses

Payments to vendors have been efficient and timely, saving precious time for the team to analyse trends and improve spending needs. Issuing company cards to multiple departments have been a breeze, and managing department costs were easy to track.

Kenneth Chew

Finance Manager

Saved on average: 117 hours and $44,325 a year

Calculate how much your company would save
Payments to vendors have been efficient and timely, saving precious time for the team to analyse trends and improve spending needs. Issuing company cards to multiple departments have been a breeze, and managing department costs were easy to track.
Kenneth Chew - Finance Manager

Aside from expediting expenses processing, Aspire’s ability to do rebates accorded to expenses supporting business growth was definitely the icing on the cake.

Gregory Van

Gregory Van

Saved on average: 117 hours and $38,800 a year

Calculate how much your company would save
Aside from expediting expenses processing, Aspire’s ability to do rebates accorded to expenses supporting business growth was definitely the icing on the cake.
Gregory Van - CEO

Aspire’s suite of automation tools  revolutionized the way we approach expense management. Now, our teams on the ground have a way to make purchasing decisions easily without the hassle of out-of-pocket expenses.

Gibran Huzaifah

Co-Founder and CEO

Saved on average: 1,155 hours and $198,565 a year

Calculate how much your company would save
Aspire’s suite of automation tools revolutionized the way we approach expense management. Now, our teams on the ground have a way to make purchasing decisions easily without the hassle of out-of-pocket expenses.
Gibran Huzaifah - Co-Founder and CEO

Aspire gave our team the flexibility to make their own purchasing decisions that were otherwise impossible with a more conventional banking solution.

Ajay Bulusu

Co-Founder

Saved on average: 600 hours and $70,000 a year

Calculate how much your company would save
Aspire gave our team the flexibility to make their own purchasing decisions that were otherwise impossible with a more conventional banking solution.
Ajay Bulusu - Co-Founder

Our partnership with Aspire has given us just the tools and insights we need to prepare for any scenario. Thanks to our new expense management solution, we can continue to scale and take on bigger and more exciting clients and projects.

Amritpal Singh

Co-Founder

Saved on average:760 hours and $73,000 a year

Calculate how much your company would save
Our partnership with Aspire has given us just the tools and insights we need to prepare for any scenario. Thanks to our new expense management solution, we can continue to scale and take on bigger and more exciting clients and projects.
Amritpal Singh - Co-Founder
View all Testimonials

FAQs

What services does Aspire offer?

Your Aspire account will cover your business financial needs by providing you access to multi-currency accounts, expenses, payables and receivables managment solutions.

With Aspire, there’s no need to manage multiple disconnected financial service providers. Scale faster with everything in one place.

What is eligible to sign up?

We support businesses globally. Any business that falls within our Acceptable Use Policy can sign up.

Is Aspire offering lifetime free subscription to non-profits & social enterprises?

That’s right! We are happy to offer free lifetime access to Aspire’s Business Account Pro and Spend plans to non-profit organizations and social enterprises across Southeast Asia. We hope to help these organizations spend less time managing their financials and more time achieving their mission and impact on their communities.

Simply use promo code SUBASPIREFORGOOD to avail this offer. For more information about this promotion, click here.

Does Aspire offer custom pricing for large businesses?

Yes! We offer custom pricing for eligible businesses. Get in touch with our team of experts to discover how Aspire can help your team scale.

How does billing work?

Billing for your Business Account plan is extremely simple. You will be on a monthly basis and your fees will be deducted directly from your account balance during the first week of the following month. Pay only based on your usage, with no hidden fees or credit cards required.

Is Aspire licensed?

We take great pride into being carefully compliant under the regulations of the countries we operate in.

Aspire FT Pte. Ltd. is currently exempted from holding a licence to provide payment services in Singapore under the Payment Services Act (No. 2 of 2019) as set out by the Monetary Authority of Singapore (MAS). You can find the list of exempted entities here. Credit lines to businesses are issued by Aspire Financial Technologies Pte. Ltd, which is an excluded moneylender under the Moneylenders Act (Cap. 188).

Your funds are kept strictly segregated in a trust account and safeguarded with a leading partner Tier 1 bank in Singapore.

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Pricing Details

More than 100 employees or large transaction volumes or in Web3/Crypto/Fund Management firms?  Contact sales
digital banking singapore
Currency Conversion
SWIFT Conversion
SGD Base currency
RECEIVE
FAST/MEPS/ACT/GIRO /Local TT/PayNow
FAST/MEPS/ACT
/GIRO/Local TT/PayNow
SWIFT with conversion from 30+ currencies
Payment links
Send
Individual PayNow/Fast transfers
PayNow Batch Transfers
Recurring / Scheduled Transfers
Transfers, powered by Wise, with conversion to 30+ currencies
GIRO salary payments
USD Base currency
RECEIVE
ACH & ABA/Fedwire Transfers in USD
SWIFT transfer
SEND
ACH in USD
SWIFT transfer (SHA SWIFT Fee Type)
SWIFT transfer (OUR SWIFT Fee Type)
EUR BASE CURRENCY
RECEIVE
Local transfer from SEPA countries
SWIFT transfer
SEND
Local transfer to SEPA countries
SWIFT transfer (SHA SWIFT Fee Type)
SWIFT transfer (OUR SWIFT Fee Type)
GBP BASE CURRENCY
RECEIVE
Local transfer via FPS or CHAPS
SWIFT transfer
SEND
Local transfer via FPS/CHAPS
SWIFT transfer (SHA SWIFT Fee Type)
SWIFT transfer (OUR SWIFT Fee Type)
Idr Base currency
Transfer idr
BI FAST
RTOL
SKN/LLG
RTGS
e-Wallet
SWIFT
Corporate Cards
Card FX
Cashback
Physical cards
Users
Admin or Finance
Employee
ADD OnS
digital banking singapore
0.4 -1% markup
USD Base currency
Free
Best rates with zero fees
up to 2x cheaper than banks
Free
$0.5/transaction
Free
Mid-market rates,
low transparent fee
$0.20/transaction
USD Base currency
Payables mangement
Free
USD 8
Receivable management
Free
USD 15/transfer
USD 30/transfer
USD Base currency
Payables mangement
Free
EUR 10/transfer
Receivable management
Free
EUR 10/transfer
EUR 20/transfer
GBP BASE CURRENCY
Payables mangement
Free
GBP 10/transfer
Receivable management
Free
GBP 10/transfer
GBP 20/transfer
USD Base currency
Receivable management
Rp 2.200
Rp 3.000
Rp 2.800
Rp 28.000
Coming Soon
Coming Soon
USD Base currency
Up to 1.5% mark up
1 included per user
$15/ additional card
USD Base currency
2 included
$9/additional user/mo
10 included
$5/additional user/mo
Traditional
Banks
Up to 1.64% markup
USD Base currency
SGD 0.5
Avg 1.64% markup +
SGD10 fee
SGD 0.5
Up to SGD 10
Avg 0.47% markup +
SGD 30 fee
$0.20/transaction
USD Base currency
SGD 10
SGD10
From SGD 30
Avg 0.47% markup +
SGD 30 fee
Avg 0.47% markup +
SGD 30 fee
USD Base currency
Payables
-
-
Receivable managmen
-
-
-
USD Base currency
Payables
-
-
Receivable managmen
-
-
-
USD Base currency
Receivable managmen
-
-
-
-
-
-
USD Base currency
Up to 3.25%
Most don’t
-
USD Base currency
-
-
Fintech
Platforms
Up to 1.5% markup
USD Base currency
SGD 0.5
Up to 1.5% markup
SGD 0.5
SGD 0.5
Avg 0.46% markup +
variable fees
USD Base currency
From SGD 4.14
Up to SGD 20
From SGD 7.76
Avg 0.45% markup +
Variable fees
Avg 0.45% markup +
Variable fees
USD Base currency
Payables management
-
-
Receivable managmen
-
-
-
USD Base currency
Payables management
-
-
Receivable managmen
-
-
-
USD Base currency
Receivable managmen
-
-
-
-
-
-
USD Base currency
Up to 2.62%
Most don’t
-
USD Base currency
-
-
Pricing Details
More than 100 employees or large transaction volumes or in Web3/Crypto/Fund Management firms?  Contact sales
CURRENCY CONVERSION
SWIFT Conversion
SGD BASED CURRENCY
RECEIVE
FAST/MEPS/ACT/GIRO /Local TT/PayNow
SWIFT with conversion from 30+ currencies
Payment links
SEND
Individual PayNow/Fast transfers
PayNow Batch Transfers
Recurring / Scheduled Transfers
Transfers, powered by Wise, with conversion to 30+ currencies
GIRO salary payments
USD BASE CURRENCY
RECEIVE
ACH & ABA/Fedwire Transfers in USD
SWIFT transfer
SEND
ACH in USD
SWIFT transfer (SHA SWIFT Fee Type)
SWIFT transfer (OUR SWIFT Fee Type)
EUR BASE CURRENCY
RECEIVE
Local transfer from SEPA countries
SWIFT transfer
SEND
Local transfer to SEPA countries
SWIFT transfer (SHA SWIFT Fee Type)
SWIFT transfer (OUR SWIFT Fee Type)
GBP BASE CURRENCY
RECEIVE
Local transfer via FPS or CHAPS
SWIFT transfer
SEND
Local transfer via FPS/CHAPS
SWIFT transfer (SHA SWIFT Fee Type)
SWIFT transfer (OUR SWIFT Fee Type)
IDR BASE CURRENCY
TRANSFER IDR
BI FAST
RTOL
SKN/LLG
RTGS
e-Wallet
SWIFT
CORPORATE CARDS
Card FX
Cashback
Physical cards
USERS
Admin or Finance
Employee
0.4 -1% markup
Free
Best rates with zero feesup to 2x cheaper than banks
Free
$0.5/transaction
Free
Mid-market rates,
low transparent fee
$0.20/transaction
Free
USD 8
Free
USD 15/transfer
USD 30/transfer
Free
EUR 10/transfer
Free
EUR 10/transfer
EUR 20/transfer
Free
GBP 10/transfer
Free
GBP 10/transfer
GBP 20/transfer
Rp 2.200
Rp 3.000
Rp 2.800
Rp 28.000
Coming Soon
Coming Soon
Up to 1.5% mark up
1 included per user
$15/ additional card
2 included
$9/additional user/mo
10 included
$5/additional user/mo
Traditional
Banks
Up to 1.64% markup
SGD 0.5
Avg 1.64% markup +SGD10 fee
SGD 0.5
Up to SGD 10
Avg 0.47% markup +SGD 30 fee
$0.20/transaction
SGD 10
SGD10
From SGD 30
Avg 0.47% markup +SGD 30 fee
Avg 0.47% markup +SGD 30 fee
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Up to 3.25%
Most don't
-
-
-
Fintech
Platforms
Up to 1.5% markup
SGD 0.5
Up to 1.5% markup
SGD 0.5
SGD 0.5
Avg 0.46% markup +variable fees
-
From SGD 4.14
Up to SGD 20
From SGD 7.76
Avg 0.45% markup +Variable fees
Avg 0.45% markup +Variable fees
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Up to 2.62%
Most don't
-
-
-