Borderless, just like your business

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Get started in minutes

100% online submission, and get access to your multi-currency account details and free local transfers within hours. Free for new businesses.
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Transparent and low cost FX

Enjoy savings on international payments, up to 3x cheaper than banks. Always know your costs before making transfers.
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Earn unlimited cashback

Earn 1% cashback from select merchants, stacked on top of FX gains from your multi-currency corporate card spend.
banking for businesses

Keep your funds safe and secure

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Open a business account in Singapore, one of the most stable financial hubs in the world.
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All your funds are safeguarded with a tier-1 bank in Singapore.
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Your funds will always be available to you. Aspire never uses any of your deposits.
open business bank account online

Send and receive money in multiple currencies

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Get your own unique account numbers to receive money in multiple currencies, just like a local bank.
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Send and receive USD via domestic transfers for free.
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Free local transfers in SGD and IDR including FAST, GIRO and PayNow.
banking for businesses

Make fast and transparent international payments

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Send and receive international payments in 30+ currencies with low, transparent fees.
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Enjoy market-leading FX rates, up to 3x cheaper than banks.
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Avoid nasty surprises with charges and FX rates shown upfront, so you know exactly what you’re paying for. No hidden fees.
small business bank account

Get multi-currency cards, with unlimited 1% cashback

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Issue unlimited virtual cards and spend in multiple currencies including USD without incurring FX fees.
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Pay online and in-store globally in more currencies including SGD and IDR.
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Get rewarded with unlimited 1% cashback on qualified SaaS and digital marketing purchases. No minimum spend required.
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Get physical cards, or choose to go digital with Apple Pay or Google Wallet.
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Maintain control with spend limits. Gain visibility with real-time expense tracking, with all your subscriptions in one place.
corporate bank account singapore

Get paid faster with integrated invoicing

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Create and send professional looking, tax-compliant invoices that match your brand, all in a few clicks.
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Reduce payment delays with auto-reminders for clients to pay, and get notified when payments have been received.
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Payments are automatically matched to mark invoices as paid, and synced with your accounting software.
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Manage and plan your cashflow with an overview of your accounts receivable.
corporate bank account singapore

Close your books 2x faster with native accounting integrations

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Sync each incoming and outgoing transaction with Aspire’s native Xero integration that updates hourly.
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Powerful integrations extend to other accounting platforms like Quickbooks, Oracle Netsuite, Deskera and SAP.
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Reduce manual error and save hundreds of hours on closing your books each year.

FAQs

Is Aspire a bank?

Aspire is not a bank, but a Payment Services Institution headquartered in Singapore. As a Payment Services Institution, Aspire is able to provide an all-in-one finance operating system for businesses. Aspire cannot utilise customer deposits for any lending or investment purposes.

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Are my funds safe?

Your funds are safe with Aspire. Your funds are held strictly segregated in a trust account and safeguarded with a leading Tier 1 bank partner in Singapore.

Singapore is one of the most stable financial hubs in the world, hence we believe that this is one of the safest places to hold money.

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What type of businesses are eligible to sign up?

We support businesses globally. Any business that falls within our Acceptable Use Policy can sign up.

cross

Experience the all-in-one difference

Save time, save money, and scale globally with everything in one place. Free for new businesses.

Borderless, just like your business

time icon

Get started in minutes

100% online submission, and get access to your multi-currency account details and free local transfers within hours. Free for new businesses
money icon

Transparent and low cost FX

Enjoy savings on international payments, up to 3x cheaper than banks. Always know your costs before making transfers
scale icon

Earn unlimited cashback

Earn 1% cashback from select merchants, stacked on top of FX gains from your multi-currency corporate card spend

Send and receive money in multiple currencies

check
Get your own local and international account numbers to receive money in multiple currencies, just like a bank
check
All your funds are safeguarded with DBS and other Tier-1 banks
check
Your funds will always be available to you. Aspire never uses any of your funds
open business bank account online

Make fast and transparent international payments

check
Send and receive international payments in 30+ currencies with low, transparent fees
check
Enjoy market-leading FX rates, up to 3x cheaper than banks
check
Avoid nasty surprises with charges and FX rates shown upfront, so you know exactly what you’re paying for. No hidden fees
banking for businesses

Pay like a local with free domestic transfers

check
Send and receive domestic SGD transfers via FAST and PayNow
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Send PayNow transfers to anyone or any company via QR code, or to mobile numbers, NRIC, UEN, or VPAs
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Send and receive USD and IDR domestic transfers for free
small business bank account

Get multi-currency cards with unlimited cashback

check
Issue unlimited virtual corporate cards with smart controls in seconds
check
Skip the FX fees with multi-currency cards, or spend with market leading-rates up to 3x cheaper than banks
check
Get rewarded with unlimited 1% cashback on qualified SaaS and digital marketing purchases
check
Get physical cards, or choose to go digital with Apple Pay or Google Wallet integrations
corporate bank account singapore

Centralise your payables and receivables

check
Create and send professional looking, tax-compliant invoices that match your brand, all in a few clicks
check
Get paid 2x faster with auto-reminders, and get notified when payments have been received
check
Streamline your bill payments across the organisation, assigned to budgets and with approval flows
check
All invoices are synced with your accounting software, making it easy to manage and plan your cashflow
corporate bank account singapore

Close your books 2x faster with native accounting integrations

check
Reduce manual errors and save hundreds of hours with Aspire’s native Xero integration that updates hourly
check
Our advanced integrations include receipt attachments with text recognition, line items, and payment status updates
check
Powerful integrations extend to other accounting platforms like Quickbooks, Oracle Netsuite, Deskera and SAP

FAQs

Is Aspire a bank?

Aspire is not a bank, but a Payment Services Institution headquartered in Singapore. As a Payment Services Institution, Aspire is able to provide an all-in-one finance operating system for businesses. Aspire cannot utilise customer deposits for any lending or investment purposes.

cross

Are my funds safe?

Your funds are safe with Aspire. Your funds are held strictly segregated in a trust account and safeguarded with a leading Tier 1 bank partner in Singapore.

Singapore is one of the most stable financial hubs in the world, hence we believe that this is one of the safest places to hold money.

cross

What type of businesses are eligible to sign up?

We support businesses globally. Any business that falls within our Acceptable Use Policy can sign up.

cross

Experience the all-in-one difference

Save time, save money, and scale globally with everything in one place. Free for new businesses.